The Importance of Financial Prudence and Awareness During the Holiday Season
06-12-2023The holiday season is a time of joy, celebration, and giving. It’s also a time when many people tend to overspend, leading to financial stress and post-holiday blues. This is where the importance of making sound financial decisions becomes more important than ever. In this blog post, we’ll explore why managing your finances during Christmas…
How Taking Control of Your Finances is Good for Your Mental Health
31-08-2023Money worries can have a real impact on your health and wellbeing, particularly with soaring inflation, rising interest rates and mortgage rates being beyond your control. Unsurprisingly, higher living costs are a huge cause of stress and anxiety across the UK right now, with the Mental Health Foundation reporting that those age 35-64 are more…
Why AI can’t replace your financial adviser
27-07-2023Over the last few months, talk of AI has been everywhere, particularly models such as ChatGPT. From helping jobseekers write a CV, to putting together a weekly shopping list, AI is gradually becoming a much bigger part of people’s lives. With the progressive use of AI, it’s only natural that some might consider using it…
Are you confident when making financial decisions?
01-06-2023Financial decisions… Are we confident making them A recent study by PwC and YouGov has found that almost 9 in 10 individuals feel confident or very confident in making financial decisions. However, the same research suggests that this confidence may be misplaced. When asked basic multiple-choice questions about finances, many struggled to provide the correct…
Can I afford to send my child to university?
11-05-2023You may be asking yourself, what can I do to help send my child to university? Wanting your child to go to university is a very natural wish for them. But as you are probably aware, this carries a rather large price tag. So how can you prepare your finances so that you can support…
5 times in your life when you should seek financial advice
21-03-2023While nearly everyone could benefit from working with a professional financial adviser, the cost is often prohibitive. There comes a time, however, when paying for financial advice sets the foundations for your future. But how do we know when it’s time to contact a financial adviser? When you are planning for retirement When planning…
Is recession inevitable following surprise economic growth?
27-02-2023The word “recession” hasn’t been far from the headlines for quite a while now, as the economy struggles to bounce back from the pandemic and soaring inflation hits consumer confidence. But the latest figures have raised some eyebrows. According to the latest official data, the UK economy shrank by 0.3 per cent in the three…
Do you feel in control of your finances?
20-02-2023Money problems and worries can have a devastating and lasting impact on a person’s life, leading to stress and heartache day after day. Because of this, it’s incredibly important that you’re not left feeling as if your finances are like a runaway juggernaut: out control. Otherwise, you leave yourself vulnerable to a host of further…
Could maths education unlock greater financial confidence?
23-01-2023As the cost of living crisis bites, millions of Britons are seeking to make their money work harder for them. But many people lack confidence when it comes to numbers, which can, in turn, harm their efforts to make ends meet and plan for the future. If people aren’t confident handling figures, how can they…
Financial advice: Myths and misconceptions
27-10-2022Many people understand what a professional, regulated financial advisor does and the benefits of speaking to one. But at the same time, there are many myths and misconceptions surrounding financial planning, which often put people off getting advice themselves. We wanted to explore some of the most common myths we hear around this issue and…
How to find the right financial adviser for you
12-10-2022Considering speaking with a financial adviser? This can often raise a range of questions and you may even be wondering how to find a financial adviser that suits you. Find out how you can confidently choose the right financial adviser for you. According to research by the Financial Conduct Authority, only 8% of people in…
Don’t Leave Retirement Planning too Late
08-07-2022Old age and retirement can feel a long way off, and with the world seemingly lurching from crisis to crisis, many of us are focused on simply getting through the next few days and weeks, rather than looking too far ahead. This approach, however, could simply cause problems in the future, which is why we…