Economic update

How Quickly Will Economies and Markets Bounce Back?


At time of writing, the UK’s FTSE 100 index of leading shares is at 6,882 – up 7% on where it ended 2020. In the US the Dow Jones index is up 11% for the year at 33,821 with other major markets around the world also making significant gains in the first four months of…

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VouchedFor 2021 VouchedFor Top Rated Financial Advisers award

Our VouchedFor ‘Top Rated’ Financial Advisers 2021


2021 VouchedFor Awards VouchedFor published their ‘Top Rated’ advisers on Saturday 10th April in The Times newspaper. We are delighted to announce that both James Richards and Paul Glover have been recognised as Top Rated Financial Advisers by VouchedFor, for the second year running. VouchedFor is an independent service that lets you find, rate and…

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Will the high street vanish?

Can the British High Street be Saved?


Back in 2018 Mike Ashley, owner of Sports Direct and other high street brands, famously declared that ‘the British high street will be dead by 2030.’ The targets of his anger were MPs in general and the then-Chancellor Philip Hammond in particular. Any more taxes on the high street, Ashley argued, and it would collapse…

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2021 goals

4 Financial New Year’s Resolutions for 2021


The beginning of a new year is a great opportunity to get on top of some of the tasks you’ve been putting off for a while. For some people that means a good detox after a Christmas cake binge, picking up the exercise routine that didn’t quite make it out of last february, or committing…

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Retirement Small image

Worrying about saving enough for retirement is more common than you may think


Determining how much you need to save for the retirement you want can be difficult enough without actually having to save the money. Your requirements and desires will change over time in the same way that your income is likely to fluctuate. You can’t be expected to know exactly what you’ll need in 5 years…

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Sorr ywe are closed small

How will retailers have to adapt to Christmas under Covid?


Our first, and hopefully last, Christmas period to be directly affected by the pandemic will present new challenges. With all non-essential retail prohibited until the 2nd of December, this will be a Christmas defined by online sales. The reduction of footfall to zero is a challenge in itself and other stumbling blocks are likely to…

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Three of the best Autumn holiday destinations in the UK


After quarantine measures were imposed during August for returnees from several European countries including France and Spain, many will be looking to stay closer to home for their autumn breaks. While the UK doesn’t offer the 30 degree October sunshine that you can find in the Algarve or Costa Blanca, there are plenty of stunning…

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Britain’s stunning National Parks you might not have visited


Considering how small and densely populated the UK is, we are blessed with some amazing natural beauty. There are 15 national parks in total: 10 in England, three in Wales and two in Scotland. Each national park has its own distinct beauty and character, drawing visitors from around the globe. From the Cairngorms’ rugged mountains…

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House prices have rebounded, but is it a “false dawn”?


At first glance, recent figures from the housing markets appear wholly positive. During July, Nationwide reported a 1.7% leap in prices. However, the country’s largest building society warned of a “false dawn” when they announced these figures. They highlighted that much of the rise can be attributed to pent-up demand and people deciding they want…

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New Job Support Scheme, leaves out pensions.


It has been confirmed, that the new Job Support Scheme by HM Treasury, will not cover employer pension contributions, raising questions and concerns about how employers will comply with auto-enrolment obligations. Under the new scheme, pension contributions or class one employer national insurance will not be covered, and remain payable by the employer. In the…

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Pandemic property

Pandemic Property Purchases


First-time buyers, often cited as the lifeblood of the UK housing market, are becoming less likely to buy a home than movers. The times are changing, and researchers have predicted that movers are more likely to buy than first-time buyers. Property portal, Zoopla reported for more than a year the highest proportion of sales was…

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Cash-stricken areas are looking for alternative bank branches, could churches be the answer?


The closure of cash machines and bank branches has led to losses for local firms and left consumers feeling concerned. As time goes on and we drift more into a cashless society, access to cash is becoming more of a concern. Trials across eight locations have been confirmed as part of a project to solve…

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