Client News

Keep up to date with Ernest Grant news and industry insights through our blog.

February 2021

Are Premium bonds worth it?

Are Premium Bonds Still Worth It?

With the NS&I adjusting the premium bond prize-fund rate to just 1% in December of 2020, down from the previous 1.4%, around 21 million people saw their chances of winning fall. An impressive £99 billion worth of savings are currently held in NS&I premium bonds, and the interest change has brought into the spotlight the…

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February Market Commentary

Introduction  It might be appropriate to start January 2021 by looking back at last year. At the start of January 2020, we were fairly sure what we would be writing about, which included the run-up to Brexit on the 31st and a gradual thawing of US/China relations with a long-awaited trade deal due to be…

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Is buy now pay later safe?

Should I worry about ‘Buy Now, Pay Later’?

Buy now, pay later schemes are becoming increasingly popular as firms such as Klarna and ClearPay partner with large online retailers ASOS and JD Sports, as well as many others. According to Statista, the usage of the Klarna app more than doubled between March and July of 2020, hitting over 460.000 monthly active users in…

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